Self-employed buyers can qualify with proper documentation: tax returns (last 2 years), business financials, and bank statements. Conventional, FHA, VA, and jumbo loans are all options. Matt Ballmaier helps entrepreneurs navigate programs specifically for self-employed buyers.
Proof of income, employment history, credit report, bank statements, and details on debts and assets. Matt guides buyers step-by-step, whether applying for conventional, FHA, VA, or jumbo loans.
Most conventional mortgages require 620+, FHA loans can start in the 500s, and VA loans often accept lower credit. Matt helps clients improve credit and match with the best loan program.
Yes! Conventional loans start as low as 3%, FHA 3.5%, and VA loans 0% for qualified buyers. Down payment assistance programs may also be available.
FHA and VA loans allow lower credit scores. Matt’s team also helps clients improve credit so they can qualify for better rates.